engagement rings Buying Guide, Stores, and Prices

Engagement Rings Buying Guide

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Could anything be a more subjective, sensitive, and chatter-provoking topic than engagement rings ? Put one nervous adult in front of a jeweler, tell him (or her) to drop thousands of dollars on an object smaller than a quarter, and heap on decades of pressure to make the perfect decision. The bride-to-be may have been dreaming about her ring for years; the odds are equally good she just doesn't care. Remember, the only ones an engagement ring  really has to please are the two people in the engaged union. Even then, only one of you is actually wearing the ring; it behooves you to make sure she loves it.

Shop Around

You can't just pop into any old jewelers, pick out a ring, and pay for it. You wouldn't buy a car or a computer that way; you'd shop around, compare prices and ask for specs, right? Large jewelry purchases, especially engagement rings , require the same smart-buying skills you've perfected over the years, applied to particularly sparkly slivers of rock.

  • Scout your location: Ask married couples you know where they got their rings, look for information about the vendors if you're ordering online, and note the prices of similar rings from competitors.
  • Haggle: Sticker price is often double what the ring is worth, and you need that money to build your new life together, right?
    • Tradition dictates you must spend two month's salary on an engagement ring. Don't sweat it if the perfect ring is closer to a month's salary. Besides, replacing the engagement ring  is a super anniversary gift idea!
  • No matter what, make sure the jewelry store is a member of the American Gem Corporation (AGC)! If they are not, you may as well have gotten a very expensive plastic ring out of a gumball machine at Piggly Wiggly.
  • Whether you're buying online or in a store, get a certificate and a return policy for the ring. You never know if it will have to be resized, returned, or exchanged, and you're going to want some claims of its quality for insurance purposes.

Design Elements

The Stone

  • If you're going traditional, the diamond  is the most important part of her ring. Generally, you should keep an eye out for the The 4 C's:
    • Cut: This indicates not the shape of the diamond, but the polish and symmetry of the stone, and how it was processed from its original, rough form. Round brilliant  is the most popular diamond cut.
    • Color: Anything less than clear is impure, but some women may prefer the charm of something in a brown ,blue ,black  or pink . While colorful diamonds and mixed sets have developed a certain cachet,  white diamonds  are still preferred for engagement rings.
    • Clarity: Diamond clarity refers to both interior and surface flaws. Flawed or cloudy diamonds are less sparkly and worth less than flawless stones. Consult the GIA site for more information on diamond clarity.
    • Carat: The mass of the diamond. The bigger the stone, the more carats, and the higher the cost.
  • Shape: Not one of the 4 C's, but still vital. It's an aesthetic choice that the presumed bride-to-be will probably want to make herself. That said, the most common diamond shapes are as follows.

Baguette 

Marquise 

Princess 

Heart 

Pear 

Radiant 

Cushion 

Emerald 

Metal

There are only a few metals widely available for jewelry:

Silver 

Inexpensive but tarnishes easily, so it's not typically recommended for an engagement ring. One the plus side, silver is preferred for artisan style rings, which can make for a unique engagement present.

Gold 

Always a good choice. Look at her wardrobe and and see if there are dominant colors; then decide what color gold to go with.

Platinum 

If you want to spend a bit more and get a white-hued ring, platinum has become very popular in recent years. It's an expensive choice for sure, but it's less prone to tarnish than gold.

Palladium 

Available now as another white gold alternative. Palladium is a very sensitive metal, so it might not be the best choice for a bride-to-be who likes to get her hands dirty.

Setting

There's no right or wrong when it comes to choosing the ring setting  and stone design. Just watch out for a poor setting, as it can snag on a sweater or come loose. If you can get a sense of what to buy beforehand, you'll both be much happier. This kind of investigating will either take a concrete discussion or lots of not-so-subtle prying. However, if you're getting married, you're going to have to have a lot of important discussions sooner or later, so you might as well practice now. Check out a few different ring settings  below.

Solitaire 

A solitaire is a ring with a single diamond that is set to best display the stone. Popularized by Tiffany & Co. , this is considered the "standard" engagement ring. Simple and classic, it highlights the beauty of the individual diamond.

Three-Stone 

A three-stone ring has (you guessed it) three stones; traditionally, there is a large middle stone with two smaller ones of complementary shapes on the side. On some rings, these stones are all the same size. Some rings have different stones framing a diamond, or diamonds framing other stones--sapphires  are especially popular.

Fancy Shapes 

Some rings have multiple stones  or bands set with stones .Pavé  means that a number of small stones have been set closely together with little or no metal showing. Channel-set  means that the stones are fitted into a groove in the ring, sometimes close together.

The Size

Jokes aside, size matters to a lady. While the stone's size is up to your judgment, taste, and budget, the ring has to fit her finger or it's no good. In other words, make sure you know her ring size. If you're not going to take her shopping with you, you might have to be a little sneaky when figuring this out.

  • Ask her friends if they know her ring size. (But then your cover may be blown.)
  • Cutely measure her finger with a tape measure. Maybe get down on one knee to do it?
  • Snag a different ring of hers--one she wears comfortably on her ring finger, preferably--and then measure it, take it with you to the jeweler, or at least figure out how it fits on you. This way you can show up at the store and say, "Well, I don't know her size, but her favorite ring is just small enough so it won't get over this knuckle, but it comfortably goes over this one."
  • Take her ring shopping with you, if you want to maximize her happiness with the ring. This will minimize her surprise, but it might be worth it!

The Matched Set

One other factor to consider before buying an engagement ring is whether you can get a wedding band that matches it. Matching engagement and wedding rings , often known as a "bridal set ," are often quite intricate and very beautiful. Or sometimes the "match" is as simple as two rings with a shared design; the more complicated option is a wedding band  that has a notch in one side, so that it can line up with the diamond in the engagement ring. There are numerous options, from rings that just stack  to rings that physically lock together. Also remember that many bridal sets are priced without the center diamond for the engagement ring, so you'll want to keep that in mind for your budget.

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