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** If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged an additional fee by the ATM operator even if you do not complete a withdrawal. This additional ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This additional ATM fee amount along with the $0.50 withdrawal and balance inquiry fee charged by the H&R Block Bank, will be deducted from your account balance.